# How to Open a Zerodha Minor Account - Complete Guide for Parents

Want to start teaching your child about investing early? Opening a Zerodha minor account might be the perfect way to get them hands-on experience with the stock market while you guide them along.

## What is a Minor Account?

A minor account is a demat account opened in the name of a person below 18 years of age. The guardian (usually a parent) manages the account on behalf of the child. Zerodha offers free minor account opening with zero annual maintenance charges.

## Benefits of Opening a Zerodha Minor Account

- **Zero charges:** No account opening fee and no AMC
- **Teach money early:** Give your kids practical exposure to investing
- **Invest in mutual funds, IPOs:** Can invest in mutual funds through Coin, apply for IPOs, and receive stocks as gifts
- **Easy conversion:** When your child turns 18, convert to a regular account at no cost

## Documents Required

- Minors PAN and Aadhaar
- Guardian PAN and address proof
- Birth certificate or school leaving certificate
- Passport-size photo of minor
- Minors bank account proof (cancelled cheque/bank statement)

## How to Open Online

1. Visit signup.zerodha.com/minor and login with your Zerodha credentials
2. Enter minors PAN and date of birth
3. Verify via DigiLocker using minors Aadhaar
4. Complete In-Person Verification (IPV) - both guardian and minor need to be present
5. Upload documents and eSign using guardians Aadhaar

The account gets activated within 2-3 working days.

## What Can Minors Invest In?

**Allowed:** Mutual funds (including SIPs), IPOs, receive stocks as gifts, government securities

**Not Allowed:** Direct stock buying, intraday trading, F&O trading

## Important Points to Remember

- The guardian must sign all forms and documents
- Income from minors investments is clubbed with parents income for tax purposes
- When the minor turns 18, fresh KYC documents are needed for conversion

## Conclusion

Starting early with investing is one of the best gifts you can give your child. A Zerodha minor account makes it simple and affordable to introduce them to the world of investing. The best time to start was yesterday - the second best time is today!

*This is for educational purposes only. Consult a qualified financial advisor for personalized advice.*