Calculator
APY calculator
Atal Pension Yojana contribution for your chosen pension.
- Monthly contribution
- ₹577
- Total paid till 60
- ₹2,07,720
- Pension at 60
- ₹5,000
Read this before you act on the number
- Senior Citizen Savings and Pension Schemes: The Complete Hub
Rates as in force at 1 October 2026. Government small-savings rates are those notified for the third quarter of FY 2026-27 (1 October to 31 December 2026), unchanged from the previous quarter....
- Retirement Schemes in India: NPS vs PPF vs EPF — What Each One Actually Gives You
Most of us meet retirement the way we meet a train we cannot catch. Every year we say we will start. Every March we look at the same two or three options and pick the one we understand least.
Maths: Official contribution-chart interpolation across the ₹1,000–₹5,000 pension tiers (entry 18–40); indicative — confirm with your bank. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the APY calculator work?
- Official contribution-chart interpolation across the ₹1,000–₹5,000 pension tiers (entry 18–40); indicative — confirm with your bank. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the APY calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.

