Calculators
Calculators with transparent maths.
Every calculator shows its formula and assumptions. Bank variants reuse the same engine with different defaults.
EMI & loans (20)
- EMI calculator
Loan EMI, total interest and total payment.
- SBI EMI calculator
EMI maths with SBI-style defaults.
- HDFC EMI calculator
EMI maths with HDFC-style defaults.
- Axis Bank EMI calculator
EMI maths with Axis-style defaults.
- ICICI Bank EMI calculator
EMI maths with ICICI-style defaults.
- SBI car loan EMI calculator
Car-loan EMI with SBI-style defaults.
- HDFC car loan EMI calculator
Car-loan EMI with HDFC-style defaults.
- ICICI car loan EMI calculator
Car-loan EMI with ICICI-style defaults.
- Car loan EMI calculator
Car-loan EMI, interest and total payment.
- SBI home loan EMI calculator
Home-loan EMI with SBI-style defaults.
- HDFC home loan EMI calculator
Home-loan EMI with HDFC-style defaults.
- Axis Bank home loan EMI calculator
Home-loan EMI with Axis-style defaults.
- ICICI home loan EMI calculator
Home-loan EMI with ICICI-style defaults.
- Home loan EMI calculator
Home-loan EMI, interest and total payment.
- SBI personal loan EMI calculator
Personal-loan EMI with SBI-style defaults.
- HDFC personal loan EMI calculator
Personal-loan EMI with HDFC-style defaults.
- ICICI personal loan EMI calculator
Personal-loan EMI with ICICI-style defaults.
- Personal loan EMI calculator
Personal-loan EMI, interest and total payment.
- HDFC loan EMI calculator
General loan EMI with HDFC-style defaults.
- Bank loan interest rate calculator
EMI maths with a typical bank-loan default rate.
Savings & deposits (15)
- Fixed deposit calculator
FD maturity with quarterly compounding.
- HDFC Bank FD calculator
FD maturity with HDFC-style defaults.
- SBI FD calculator
FD maturity with SBI-style defaults.
- RD calculator
Recurring deposit maturity, monthly deposits.
- HDFC RD calculator
RD maturity with HDFC-style defaults.
- SBI RD calculator
RD maturity with SBI-style defaults.
- PPF calculator
PPF maturity at 7.1% with yearly deposits.
- SBI PPF calculator
PPF maturity with SBI-style defaults.
- EPF calculator
EPF corpus from monthly contributions.
- Sukanya Samriddhi Yojana calculator
SSY maturity: 15 years of deposits, 21-year term.
- NSC calculator
National Savings Certificate maturity over its 5-year term.
- KVP calculator
Kisan Vikas Patra doubling at 7.5% in 115 months.
- SCSS calculator
Senior Citizens Savings Scheme quarterly payout over 5 years.
- Post Office MIS calculator
Monthly Income Scheme payout over 5 years.
- APY calculator
Atal Pension Yojana contribution for your chosen pension.
Market-linked growth (15)
- SIP calculator
Monthly SIP growth with annual compounding.
- SBI SIP calculator
SIP growth with SBI-style defaults.
- Lumpsum calculator
One-time investment growth at your expected return.
- Mutual fund returns calculator
Point-to-point growth of a mutual fund investment.
- NPS calculator
NPS corpus, lump sum and monthly pension estimate.
- SWP calculator
How long a corpus lasts with monthly withdrawals.
- Goal SIP calculator
Monthly SIP needed to reach a goal, inflation-adjusted.
- Retirement calculator
Corpus you need by the 4% rule, and the SIP to get there.
- FIRE calculator
Financial-independence corpus across SIP, EPF, PPF, NPS and SSY buckets.
- Direct vs regular mutual fund calculator
What the regular plan's expense drag costs over your horizon.
- CAGR calculator
Compound annual growth rate between two values.
- Compound interest calculator
Growth with flexible compounding frequency.
- Simple interest calculator
Interest without compounding.
- Average stock price calculator
Average buy price across two purchase lots.
- Broker annual cost calculator
What your trade pattern really costs a broker per year, brokerage plus the statutory stack.