Calculator
Goal SIP calculator
Monthly SIP needed to reach a goal, inflation-adjusted.
≈ ₹50.00 L
- Monthly SIP needed
- ₹38,540
- Goal cost then
- ₹89,54,238
- Total invested
- ₹46,24,800
Year-by-year schedule
| Year | Invested | Value |
|---|---|---|
| 1 | ₹4,62,480 | ₹4,88,784 |
| 2 | ₹9,24,960 | ₹10,39,557 |
| 3 | ₹13,87,440 | ₹16,60,183 |
| 4 | ₹18,49,920 | ₹23,59,519 |
| 5 | ₹23,12,400 | ₹31,47,549 |
| 6 | ₹27,74,880 | ₹40,35,521 |
| 7 | ₹32,37,360 | ₹50,36,109 |
| 8 | ₹36,99,840 | ₹61,63,598 |
| 9 | ₹41,62,320 | ₹74,34,080 |
| 10 | ₹46,24,800 | ₹88,65,691 |
Read this before you act on the number
- SIP Guide 2026: How Rs 10,000/Month Can Build Rs 1 Crore
Did you know that investing just Rs 10,000 a month can help you build a Rs 1+ crore corpus?
- How to Open a Savings Bank Account for Your Child in India: A Complete Guide
Planning your child's financial future starts earlier than you think. One of the best ways to begin is by opening a savings account in their name. Whether your child is a newborn or a teenager,...
Maths: Goal cost inflated to the target year, then solved backwards to a monthly SIP at the expected return. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the Goal SIP calculator work?
- Goal cost inflated to the target year, then solved backwards to a monthly SIP at the expected return. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the Goal SIP calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.