Calculator
Gratuity calculator
Gratuity under the 15/26 formula with 5-year eligibility.
≈ ₹1.00 L
- Gratuity
- ₹6,92,308
- Eligible
- Yes
- Tax-free to
- ₹25,00,000
Read this before you act on the number
- Salary Structure Optimisation: Cut Tax Without a Raise
Salary structure optimisation for FY 2026-27: restructure basic, HRA, employer NPS and allowances to cut up to Rs 3 lakh tax on the same CTC.
- How to Save Income Tax on Salary in 2026
Save income tax on salary in FY 2026-27: new vs old regime first, then 80C, HRA, 80D, home loan — each marked for the regime where it works.
Maths: 15 days' salary per year of service (26-day month); payable after 5 years; tax-free to ₹25 lakh. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the Gratuity calculator work?
- 15 days' salary per year of service (26-day month); payable after 5 years; tax-free to ₹25 lakh. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the Gratuity calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.

