Calculator
KVP calculator
Kisan Vikas Patra doubling at 7.5% in 115 months.
≈ ₹1.00 L
- Value at maturity
- ₹1,99,985
- Interest earned
- ₹99,985
- Invested
- ₹1,00,000
- Invested ₹1,00,000(50%)
- Gains ₹99,985(50%)
Read this before you act on the number
- Loan Against NSC, KVP and SSY: Pledge Rules, LTV and Rates
Which small savings schemes you can pledge, what banks lend against them, and why a 6.8% NSC earns you only Rs 85 a year at SBI.
- Small Savings Schemes in India: Rates, Rules, Tax (2026)
PPF, NSC, KVP, MIS, SSY and SCSS in one table: rates for Oct-Dec 2026, lock-in periods, withdrawal rules, premature closure penalties and how each is taxed.
Maths: Compounds to double the principal in 115 months (10y 7m) at the notified 7.5%. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the KVP calculator work?
- Compounds to double the principal in 115 months (10y 7m) at the notified 7.5%. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the KVP calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.