Calculator
PPF calculator
PPF maturity at 7.1% with yearly deposits.
≈ ₹1.50 L
- Maturity value
- ₹40,68,209
- Invested
- ₹22,50,000
- Gains
- ₹18,18,209
- Invested ₹22,50,000(55%)
- Gains ₹18,18,209(45%)
Year-by-year schedule
| Year | Invested | Value |
|---|---|---|
| 1 | ₹1,50,000 | ₹1,60,650 |
| 2 | ₹3,00,000 | ₹3,32,706 |
| 3 | ₹4,50,000 | ₹5,16,978 |
| 4 | ₹6,00,000 | ₹7,14,334 |
| 5 | ₹7,50,000 | ₹9,25,701 |
| 6 | ₹9,00,000 | ₹11,52,076 |
| 7 | ₹10,50,000 | ₹13,94,524 |
| 8 | ₹12,00,000 | ₹16,54,185 |
| 9 | ₹13,50,000 | ₹19,32,282 |
| 10 | ₹15,00,000 | ₹22,30,124 |
| 11 | ₹16,50,000 | ₹25,49,113 |
| 12 | ₹18,00,000 | ₹28,90,750 |
| 13 | ₹19,50,000 | ₹32,56,643 |
| 14 | ₹21,00,000 | ₹36,48,515 |
| 15 | ₹22,50,000 | ₹40,68,209 |
Read this before you act on the number
- PPF Rules 2027: Limits, Partial Withdrawal, Tax
PPF rules for 2026: Rs 500 to Rs 1.5 lakh a year, the 15-year term, withdrawals from year 7, and 7.1% for the Oct-Dec 2026 quarter.
- Small Savings Schemes in India: Rates, Rules, Tax (2027)
PPF, NSC, KVP, MIS, SSY and SCSS in one table: rates for Oct-Dec 2026, lock-in periods, withdrawal rules, premature closure penalties and how each is taxed.
Maths: Yearly compounding at the notified PPF rate (7.1% since Apr 2020); rate is editable if revised. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the PPF calculator work?
- Yearly compounding at the notified PPF rate (7.1% since Apr 2020); rate is editable if revised. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the PPF calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.