Calculator
SIP calculator
Monthly SIP or one-time lumpsum growth at your expected return.
≈ ₹12.00 L
- Maturity value
- ₹23,00,387
- Invested
- ₹12,00,000
- Gains
- ₹11,00,387
- Invested ₹12,00,000(52%)
- Gains ₹11,00,387(48%)
Year-by-year schedule
| Year | Invested | Value |
|---|---|---|
| 1 | ₹1,20,000 | ₹1,26,825 |
| 2 | ₹2,40,000 | ₹2,69,735 |
| 3 | ₹3,60,000 | ₹4,30,769 |
| 4 | ₹4,80,000 | ₹6,12,226 |
| 5 | ₹6,00,000 | ₹8,16,697 |
| 6 | ₹7,20,000 | ₹10,47,099 |
| 7 | ₹8,40,000 | ₹13,06,723 |
| 8 | ₹9,60,000 | ₹15,99,273 |
| 9 | ₹10,80,000 | ₹19,28,926 |
| 10 | ₹12,00,000 | ₹23,00,387 |
Read this before you act on the number
- SIP for Beginners: Start Investing in 2027
Beginner's guide to starting a SIP in India: how much to begin with, which fund category fits a first SIP, direct plans, step-ups and the mistakes that cost
- SIP Guide 2027: How Rs 10,000/Month Can Build Rs 1 Crore
SIP investing for long-term wealth in India: how rupee-cost averaging and compounding work, step-up SIPs, direct plans and the mistakes that quietly cost lakhs.
Maths: Monthly SIP compounding or one-time annual compounding; returns are assumed, not promised. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the SIP calculator work?
- Monthly SIP compounding or one-time annual compounding; returns are assumed, not promised. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the SIP calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.