Calculator
Sukanya Samriddhi Yojana calculator
SSY maturity: 15 years of deposits, 21-year term.
≈ ₹1.50 L
- Maturity value
- ₹71,82,119
- Invested
- ₹22,50,000
- Gains
- ₹49,32,119
- Invested ₹22,50,000(31%)
- Gains ₹49,32,119(69%)
Year-by-year schedule
| Year | Invested | Value |
|---|---|---|
| 1 | ₹1,50,000 | ₹1,62,300 |
| 2 | ₹3,00,000 | ₹3,37,909 |
| 3 | ₹4,50,000 | ₹5,27,917 |
| 4 | ₹6,00,000 | ₹7,33,506 |
| 5 | ₹7,50,000 | ₹9,55,954 |
| 6 | ₹9,00,000 | ₹11,96,642 |
| 7 | ₹10,50,000 | ₹14,57,067 |
| 8 | ₹12,00,000 | ₹17,38,846 |
| 9 | ₹13,50,000 | ₹20,43,732 |
| 10 | ₹15,00,000 | ₹23,73,618 |
| 11 | ₹16,50,000 | ₹27,30,554 |
| 12 | ₹18,00,000 | ₹31,16,760 |
| 13 | ₹19,50,000 | ₹35,34,634 |
| 14 | ₹21,00,000 | ₹39,86,774 |
| 15 | ₹22,50,000 | ₹44,75,989 |
| 16 | ₹22,50,000 | ₹48,43,020 |
| 17 | ₹22,50,000 | ₹52,40,148 |
| 18 | ₹22,50,000 | ₹56,69,840 |
| 19 | ₹22,50,000 | ₹61,34,767 |
| 20 | ₹22,50,000 | ₹66,37,818 |
| 21 | ₹22,50,000 | ₹71,82,119 |
Read this before you act on the number
- Sukanya Samriddhi Yojana Rules for Parents (2026)
SSY rules for parents: who owns the account, what you can deposit, the one education withdrawal, and why the 50% wedding myth is wrong.
- Small Savings Schemes in India: Rates, Rules, Tax (2026)
PPF, NSC, KVP, MIS, SSY and SCSS in one table: rates for Oct-Dec 2026, lock-in periods, withdrawal rules, premature closure penalties and how each is taxed.
Maths: Yearly compounding at the notified SSY rate (8.2%); deposits allowed only in the first 15 years. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the Sukanya Samriddhi Yojana calculator work?
- Yearly compounding at the notified SSY rate (8.2%); deposits allowed only in the first 15 years. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the Sukanya Samriddhi Yojana calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.