Calculator
HDFC car loan EMI calculator
Car-loan EMI with HDFC-style defaults.
≈ ₹8.00 L
- Monthly EMI
- ₹16,762
- Total interest
- ₹2,05,745
- Total payment
- ₹10,05,745
- Principal ₹8,00,000(80%)
- Interest ₹2,05,745(20%)
Year-by-year schedule
| Year | Principal paid | Interest paid | Balance |
|---|---|---|---|
| 1 | ₹1,31,520 | ₹69,629 | ₹6,68,480 |
| 2 | ₹1,44,429 | ₹56,720 | ₹5,24,051 |
| 3 | ₹1,58,606 | ₹42,543 | ₹3,65,445 |
| 4 | ₹1,74,174 | ₹26,975 | ₹1,91,271 |
| 5 | ₹1,91,271 | ₹9,878 | ₹0 |
Read this before you act on the number
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Maths: Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the HDFC car loan EMI calculator work?
- Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the HDFC car loan EMI calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.