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HDFC EMI calculator

EMI maths with HDFC-style defaults.

Monthly EMI
₹20,953
Total interest
₹2,57,182
Total payment
₹12,57,182

Maths: Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. Verify rates against the lender's or fund's current card before acting.

Questions about this calculator

How does the HDFC EMI calculator work?
Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
Are the default rates current?
No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
Is the HDFC EMI calculator free to use?
Yes. It runs in your browser, with no login and no inputs sent to a server.