Calculator
ICICI car loan EMI calculator
Car-loan EMI with ICICI-style defaults.
≈ ₹8.00 L
- Monthly EMI
- ₹16,723
- Total interest
- ₹2,03,404
- Total payment
- ₹10,03,404
- Principal ₹8,00,000(80%)
- Interest ₹2,03,404(20%)
Year-by-year schedule
| Year | Principal paid | Interest paid | Balance |
|---|---|---|---|
| 1 | ₹1,31,805 | ₹68,876 | ₹6,68,195 |
| 2 | ₹1,44,599 | ₹56,082 | ₹5,23,596 |
| 3 | ₹1,58,635 | ₹42,046 | ₹3,64,960 |
| 4 | ₹1,74,034 | ₹26,647 | ₹1,90,927 |
| 5 | ₹1,90,927 | ₹9,754 | ₹0 |
Read this before you act on the number
- 10 things to keep in mind while taking a loan
"Ensure a smooth loan experience by 10 things to keep in mind while taking a loan like interest rates, loan purpose, hidden charges, loan terms and conditions, technical charges, late payment...
- Best Bank Accounts in India: Complete Guide to Savings, Current & Zero Balance Accounts
Discover the best bank accounts in India. Compare savings, current & zero-balance accounts with real interest rates, RBI rules, and find the perfect account for your needs.
Maths: Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the ICICI car loan EMI calculator work?
- Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the ICICI car loan EMI calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.

