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ICICI car loan EMI calculator

Car-loan EMI with ICICI-style defaults.

≈ ₹8.00 L

Monthly EMI
₹16,723
Total interest
₹2,03,404
Total payment
₹10,03,404
  • Principal ₹8,00,000(80%)
  • Interest ₹2,03,404(20%)
Outstanding balance ₹6.68 LYear 1 → 5
Year-by-year schedule
YearPrincipal paidInterest paidBalance
1₹1,31,805₹68,876₹6,68,195
2₹1,44,599₹56,082₹5,23,596
3₹1,58,635₹42,046₹3,64,960
4₹1,74,034₹26,647₹1,90,927
5₹1,90,927₹9,754₹0

Read this before you act on the number

Maths: Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. Verify rates against the lender's or fund's current card before acting.

Questions about this calculator

How does the ICICI car loan EMI calculator work?
Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
Are the default rates current?
No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
Is the ICICI car loan EMI calculator free to use?
Yes. It runs in your browser, with no login and no inputs sent to a server.