Calculator
ICICI personal loan EMI calculator
Personal-loan EMI with ICICI-style defaults.
≈ ₹5.00 L
- Monthly EMI
- ₹16,727
- Total interest
- ₹1,02,165
- Total payment
- ₹6,02,165
- Principal ₹5,00,000(83%)
- Interest ₹1,02,165(17%)
Year-by-year schedule
| Year | Principal paid | Interest paid | Balance |
|---|---|---|---|
| 1 | ₹1,46,422 | ₹54,300 | ₹3,53,578 |
| 2 | ₹1,65,811 | ₹34,911 | ₹1,87,767 |
| 3 | ₹1,87,767 | ₹12,955 | ₹0 |
Read this before you act on the number
- 10 things to keep in mind while taking a loan
"Ensure a smooth loan experience by 10 things to keep in mind while taking a loan like interest rates, loan purpose, hidden charges, loan terms and conditions, technical charges, late payment...
- The Rs 50K Credit Card Debt Escape Plan: Balance Transfer vs Personal Loan vs EMI Conversion
You have ₹50,000 on your credit card. The bill says "Minimum Due: ₹2,500." You pay it. Next month, the balance is ₹49,000. You pay ₹2,500 again. Balance: ₹48,000. At this rate, you'll be paying...
Maths: Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the ICICI personal loan EMI calculator work?
- Reducing-balance EMI. Rate is an editable starting point — verify against the lender's current rate card. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the ICICI personal loan EMI calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.