Calculator
Simple interest calculator
Interest without compounding.
≈ ₹5.00 L
- Total
- ₹7,00,000
- Interest
- ₹2,00,000
- Invested ₹5,00,000(71%)
- Gains ₹2,00,000(29%)
Read this before you act on the number
- The 4 Rules of Compounding You Need to Know
A Detailed Overview of 4 Rules of Compounding that You Need to Know to Calculating Compound Interest on Your Investment.
- 5 Different Ways to Invest Money in India (2026)
PPF, FD, RD, IPO and stocks compared with 2026 rates and honest tax treatment — which suits which goal and horizon.
Maths: Straight principal × rate × time; no compounding. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the Simple interest calculator work?
- Straight principal × rate × time; no compounding. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the Simple interest calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.