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Fixed income: FDs, small savings and ladders
The fixed-income layer for Indian savers — bank FDs and small-finance-bank rates, small-savings rates, DICGC safety and laddering.
FDs & fixed income
Pillar guideFixed Income Investments in India: The Complete GuideFixed income investments in India compared on rate, safety and tax: FDs, RDs, PPF, SSY, SCSS, NSC, MIS, KVP, bonds and debt funds, rates as on 2 Nov 2026.
- Best Fixed Deposit Rates in India: 2 November 2026
Best FD rates in India as on 2 November 2026: SBI, HDFC, ICICI and Axis versus small finance banks, senior-citizen extras, TDS rules and how to ladder FDs.
- Best Recurring Deposit Rates in India (November 2026)
Best recurring deposit rates: Post Office RD at 6.7%, bank RD rates with senior extras, TDS rules, the maturity maths and where RDs beat FDs and SIPs.
- Corporate FD vs Bank FD: Risk, Rates and What Changes
Corporate FD vs bank FD compared: Companies Act deposit rules, NBFC rating floors, DICGC absence, IBC recovery reality and when the extra interest is worth it.
- Sukanya Samriddhi Yojana: The Complete 2026 Guide
Sukanya Samriddhi Yojana end to end: the 8.2% rate, ₹250 to ₹1.5 lakh a year, 21-year maturity, the 50% education withdrawal, default rules and EEE tax status.
5 guides, organised. Each guide lives in exactly one topic; post URLs never change. All banking guides