Topic hub
Money basics: emergency fund, rules and earning
First-principles personal finance — the emergency fund blueprint, the rules worth keeping, and earning more.
Emergency fund
- Emergency Fund: How Much You Need in India and Where to Park It (2026)
Rahul is 32, works at a mid-sized IT company in Pune, earns ₹1.2 lakh a month. He has ₹50,000 in his savings account, ₹3 lakh in mutual funds, and ₹1.5 lakh in PPF. He thinks he's covered. But if...
- Your Emergency Fund Blueprint: A Simple Guide for Indian Salaried Employees
You lose your job on a Tuesday. By Friday, the EMI is due. The medical bill arrives Monday. What do you do?
- Emergency Fund Architecture 2026: Stop Losing ₹10,000+ a Year to Your Savings Account
If you have ₹6 lakh sitting in a regular savings account earning 2.5% interest, you're making ₹15,000 a year. After tax at 30% (and under the new regime, Section 80TTA doesn't apply), you take...
First principles
- 5 Money Lessons I Wish I Knew at 22
Ever wondered what a seasoned finance professional wishes she knew back when she was just starting out? Radhika Gupta, MD & CEO of Edelweiss MF, recently shared some honest reflections as she...
- 7 Clever Personal Finance Rules to Save More Money
Discover ingenious personal finance rules reshaping the way you save and invest money. From the Rule of 72 to the 20X Term Insurance, learn practical strategies to secure your financial future.
- 10 things to keep in mind while taking a loan
"Ensure a smooth loan experience by 10 things to keep in mind while taking a loan like interest rates, loan purpose, hidden charges, loan terms and conditions, technical charges, late payment...
- ૬ રોકાણ શરૂ કરવાની અને વધારવાની યોજનાઓ
પૈસાનું રોકાણ કેવી રીતે શરૂ કરવું અને વધારવું તેની યોજનાઓ વિશે જાણો. તમારા રોકાણને વધારવા માટેની યોગ્ય વ્યૂહરચના શોધો. રોકાણ કરવાની જુદી જુદી યોજના વિશે માહિતી મેળવો.
- UPI Lite, 123Pay & Credit Line on UPI: What Each One Does
You are in the basement of your kirana shop. No network bars. The payment screen spins and spins. Finally you hand over cash and mumble something about paying later.
- 15 Best Personal Finance Books for Indian Readers
Fifteen personal finance books that actually change behaviour — Graham, Housel, Kiyosaki, Halan and more, with who each book suits best and where to start.
Earning more
- How to Earn Money in India: 26 Realistic Ways
26 realistic ways to earn money in India in 2026 — freelancing, content, services and offline work, with what each actually demands.
- Earning Money Through Graphic Designing: A Creative Path to Financial Freedom
In today’s digital age, graphic design has emerged as one of the most lucrative and in-demand skills. Whether you’re a creative enthusiast or a professional looking to monetize your talent,...
11 guides, organised. Each guide lives in exactly one topic; post URLs never change. All personal finance basics guides

