Is Your Money Safe in a Small Finance Bank? How to Spread an Emergency Fund Across SFBs (2026)
Yes, up to Rs 5 lakh per bank, DICGC-insured like SBI. See August 2026 slabs for AU, Equitas, IDFC FIRST and Unity, plus a fully-insured 2-bank spread.
Bank accounts
Senior Citizen Banking Benefits: Rates, Waivers & Schemes
Senior citizen banking benefits explained: extra FD interest, SCSS at 8.2%, waived charges, Form 15H and 80TTB. Rates checked August 2026.
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Section 80TTA vs 80TTB: What Your Bank Interest Can Actually Save You
Section 80TTA vs 80TTB explained: who gets what, real claim steps in ITR, TDS rules from April 2025, and honest numbers on actual tax saved.
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DICGC Deposit Insurance Explained: How Your ₹5 Lakh Cover Really Works
The RBI’s DICGC insures up to ₹5 lakh per person, per bank — all accounts pooled, principal plus interest. What’s covered, and when you get paid.
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Best Savings Bank Accounts in India 2026: Highest Rates Compared
Most Indians keep money in savings accounts earning 2.5 to 3.5 percent. With inflation at 5 to 6 percent, your purchasing power drops every year. But you can earn up to 6.75 percent on your savings, with the same DICGC protection SBI offers. This guide covers the best savings accounts in India for 2026. We
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