Calculator
Fixed deposit calculator
FD maturity with quarterly compounding.
≈ ₹5.00 L
- Maturity value
- ₹7,07,389
- Invested
- ₹5,00,000
- Gains
- ₹2,07,389
- Invested ₹5,00,000(71%)
- Gains ₹2,07,389(29%)
Year-by-year schedule
| Year | Invested | Value |
|---|---|---|
| 1 | ₹5,00,000 | ₹5,35,930 |
| 2 | ₹5,00,000 | ₹5,74,441 |
| 3 | ₹5,00,000 | ₹6,15,720 |
| 4 | ₹5,00,000 | ₹6,59,965 |
| 5 | ₹5,00,000 | ₹7,07,389 |
Read this before you act on the number
- DICGC Deposit Insurance: How Your ₹5 Lakh Cover Really Works
DICGC deposit insurance explained: how the Rs 5 lakh limit pools per bank, what is covered, the interest trap, claim timelines and safe spread strategy.
- 5 Different Ways to Invest Money in India (2026)
PPF, FD, RD, IPO and stocks compared with 2026 rates and honest tax treatment — which suits which goal and horizon.
Maths: Quarterly compounding (Indian bank convention). Rate is editable — check the bank's card. Verify rates against the lender's or fund's current card before acting.
Questions about this calculator
- How does the Fixed deposit calculator work?
- Quarterly compounding (Indian bank convention). Rate is editable — check the bank's card. The result is an estimate in Indian rupees, not a quote from any lender, bank or fund.
- Are the default rates current?
- No. Defaults are illustrative starting points. Verify the current rate against the lender's or fund's latest rate card before making a decision.
- Is the Fixed deposit calculator free to use?
- Yes. It runs in your browser, with no login and no inputs sent to a server.