A KVP, NSC or RD can be continued by up to three survivors. A PPF, SSY or savings account closes, and the DICGC limit decides when a family needs a court.
When Someone Dies, What Happens to a Post Office Account? Read More »
Which small savings schemes you can pledge, what the banks lend against them, and why a 6.8% NSC earns you only ₹85 a year at SBI. Breakeven is your certificate’s rate divided by 60%.
Loan Against NSC, KVP and SSY: Pledge Rules, LTV and Rates Read More »
PPF, NSC, KVP, MIS and SSY each price an early exit differently: a 1% rate cut, a gazette band paying 6.50%, or no penalty. The cost in rupees.
Premature Closure of PPF, NSC, KVP, MIS and SSY: The Cost Read More »
TDS on post office interest is ₹50,000 a year, or ₹1,00,000 if you are 60+. PPF, SSY and NSC interest is exempt — no TDS, no form. Form 121 replaces 15G/15H.
Post Office Interest TDS 2026: Form 121 & PPF Exemption Read More »
PPF rules for 2026: Rs 500 to Rs 1.5 lakh a year, the 15-year term, withdrawals from year 7, and 7.1% for the Oct-Dec 2026 quarter, with the section 123 and section 11 tax treatment.
PPF Rules 2026: Limits, Partial Withdrawal, Tax Read More »
