Build a smarter emergency fund in 2026. Compare savings account vs liquid fund vs sweep-in FD. Get bucket sizes by salary. Stop losing Rs 10K+/year to low rates.
Emergency Fund Architecture 2026: Stop Losing ₹10,000+ a Year to Your Savings Account Read More »
Old vs new tax regime FY 2025-26: New regime wins for 90%+ salaried Indians. Check your break-even deduction number with worked examples for ₹8L, ₹15L, ₹25L.
Old vs New Tax Regime FY 2025-26: Which One Saves You More Money? Read More »
What is the EPFO interest rate for FY 2025-26? EPFO is crediting 8.25% interest on EPF balances for FY 2025-26, the third consecutive year at this rate. About Rs 1.44 lakh crore will be credited to roughly 34 crore accounts, and members can view it in their EPF passbook by 15 July 2026 on the
If you already put money into the National Pension System (NPS), or you’re just hunting for a legitimate way to lower your tax bill, Section 80CCD(1B) is probably the deduction you’re not using. Here’s the gist: you can claim an extra ₹50,000 deduction for money you add to your own NPS Tier I account. That’s
How to Claim the NPS Tax Deduction Under Section 80CCD(1B) — ITR Filing Guide Read More »
So you’re turning 60, your NPS account looks healthy, and now you have a decision to make: take a big chunk of cash at once, or let it drip-feed to you over time. Most people go with the lump sum because it feels straightforward. But here’s the thing — the rules changed in late 2025,
NPS Systematic Lump Sum Withdrawal (SLW) — A Retiree’s Guide for 2026 Read More »
