Loan against PPF at 1% or against a PMVVY policy? What it costs, how much you can borrow, and why an unpaid loan can reduce your family’s death benefit.
Loan against PPF and PMVVY: what your family actually gets Read More »
EPF now works like a bank account: UPI withdrawals, ATM card, auto-claims. NPS Vatsalya gives kids 60-year compounding head start. EPF vs NPS vs PPF math + priority order.
Picture this. You’re 30, earning Rs 12 lakh a year, and you’ve decided it’s time to actually save for retirement. Two names keep coming up: NPS and PPF. Your CA swears by PPF. A colleague won’t stop talking about NPS. And every “comparison” you find online is the same table with the same numbers. Here’s
NPS vs PPF for Retirement: Which One Should You Pick in 2025? Read More »
Your salary hits the account. A chunk disappears into PF. Another chunk could go… somewhere. And every time you sit down to compare these four retirement buckets, the jargon piles up so fast you give up and leave the money sitting in savings. I get it. I’ve been there. So here’s a no-jargon, plain-language guide
What is the EPFO interest rate for FY 2025-26? EPFO is crediting 8.25% interest on EPF balances for FY 2025-26, the third consecutive year at this rate. About Rs 1.44 lakh crore will be credited to roughly 34 crore accounts, and members can view it in their EPF passbook by 15 July 2026 on the
