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You earn ₹15 lakh a year. There’s a spouse at home, maybe kids, probably a home loan. So here’s the real question: if something happened to you tomorrow, could your family keep going? Term insurance is built to answer that. But only if you buy the right amount. Most people get this wrong in one […]

Priya earns 15 lakh a year in Hyderabad. Her colleague Arjun earns the same. Same company, same city, same age. But Arjun pays almost 1.75 lakh less in tax than Priya this year. The difference comes down to one line on their HR form: which tax regime they picked. If you earn 10 lakh or

If you already put money into the National Pension System (NPS), or you’re just hunting for a legitimate way to lower your tax bill, Section 80CCD(1B) is probably the deduction you’re not using. Here’s the gist: you can claim an extra ₹50,000 deduction for money you add to your own NPS Tier I account. That’s

NPS money stuck? Learn why it happens, how to check your account, and the step-by-step process to recover unclaimed NPS funds in 2026.

NPS vs APY 2026 comparison: guaranteed pension vs market returns, tax benefits under 80CCD, eligibility rules, inflation impact, and worked examples to help you pick the right retirement plan.